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Penalty points can be expensive

17 November 2011

 A new study conducted by RoadPilot has revealed that incurring a single, three-point penalty for speeding can now lead to an increase in insurance premiums of almost 25 per cent.
 
The company’s research of 10 leading insurers* found that premiums for male drivers rose by an average of £85 (14 per cent) once a three-point conviction was taken into account.  However, in individual cases the increase can be far higher.  With some insurers, premiums climb by as much as £158 (24 per cent).

A speeding endorsement will remain on a driver’s licence for four years, meaning that over the period in which they are obliged to declare the conviction to insurers but according to the research it can cost drivers as much as £692.

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